WONDER NEWS: October 2016

(Paper) SBI Clerk Exam Paper - 2014

:: ENGLISH LANGUAGE ::

41. An analysis of booking data ……….. by online travel portal has shown 40 per cent of city residents ………… for hill stations for weekend breaks.

1) conduct, opted
2) conducted, opt
3) given, opted
4) collected, opted
5) conducted, chose

42. Mobile operators are allowed to ……….. network infrastructure like cellphone towers, which has ……….. them reduce cost, but not air waves.

1) sharing, helping
2) shared, helped
3) share, help
4) collect, helped
5) collect, helped

43. I ……….. a friend named Ankur who ……….. a horse ranch in the city.

1) have, owns
2) got, sells
3) need, holds
4) possess, runs
5) has, buys

44. Traffic was ……….. on the express way on Saturday as local residents ……….. the road.

1) disturbed, blocked
2) disrupted, blocked
3) blocked, stopped
4) jammed, block
5) disrupting, blockage

45. The incident ……….. place when the victim asked a ……….. of youths for money.

1) had, group
2) take, group
3) took, group
4) took, herd
5) was taken, group

Directions (46 – 50): Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is ‘No error’ the answer is (5). (Ignore errors of punctuation if any)

46. Earlier this year (1)/ some foreign nations (2)/ was caught (3)/ bringing in drugs in shoe cavity. (4)/ No Error (5).

47. Our country looks all set to throw open (1)/ its door to foreign investors in infrastructure, (2)/ as the nation seeks to help (3)/ improved the creaky transportation facility. (4)/ No Error (5).

48. The company holds (1)/ the patent of the technology (2)/ which enable them to extract (3)/ precious metals from e-waste. (4)/ No Error (5).

49. It was strange (1)/ when people started (2)/ congratulate me (3)/ on completion of my dissertation. (4)/ No Error (5).

50. Business confidence is by the upswing (1)/ as companies are betting (2)/ on a turnaround in the economy (3)/ and improvement in the investment. (4)/ No Error (5).

Directions (51 – 55): In the following questions, a sentence/ apart of the sentence is printed in bold. Below are given alternatives to the bold sentence/ part of the sentence at (1), (2), (3) and (4) which may improve the sentence. Choose the correct alternative. In case no improvement is needed, your answer is (5).

51. Traders and Mandi Market Committees are not threatening by the Government’s move to override the APMC laws.

1) scared
2) afraid
3) over powered
4) threatened
5) No Correction required

52. Indian firms are benefit strongly from the surge in mergers and acquisitions and amid heightened activity thanks to the business optimism generated by new government.

1) benefiting weakly
2) benefiting strongly
3) benefited weakly
4) feeling strongly
5) No correction required

53. Inspire scoring very high in the examination, Suresh failed to secure admission in the college of his choice.

1) but
2) despite
3) even
4) since
5) No correction required

54. The commerce aircraft manufacturing business is a rarefied zone.

1) commercial
2) trade
3) businesses
4) trading
5) No Correction required

55. Signs that the Indican Economy is readying to became research basis are every where, and come from both the government and the private sector.

1) became researches basis
2) to became research basis
3) for becoming research basis
4) to become research based
5) No correction required

Directions (56 – 60): Rearrange the following six sentences/ group of sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.

A) All the labourers and the soldiers turned around and saw a hut just a few steps away from the palace gate.
B) Then suddenly his eyes fell on something and he shouted, “What is that? I did not see that before”.
C) Before inviting the King to see the palace, the minister decided to take a final look. “Splended!” the minister exclaimed, looking at the palace.
D) Many labourers were put to work and in a few days the palace was ready.
E) Once, Veer decided to build a apace on a river bank and ordered his ministers to survey the site and start the construction.
F) King Veer was known for his justice and kindness in whose kingdom, everyone was leading a happy and content life and his people loved him and were proud of him.

56. Which of the following sentences should be the FIRST sentence after rearrangement?

1) A
2) B
3) C
4) D
5) F

57. Which of the following sentences should be the SECOND sentence after rearrangement?

1) A
2) B
3) C
4) D
5) E

58. Which of the following sentences should be the FOURTH sentence after rearrangement?

1) A
2) B
3) C
4) D
5) E

59. Which of the following sentences should be the THIRD sentence after rearrangement?

1) A
2) B
3) C
4) D
5) E

57. Which of the following sentences should be the LAST sentence after rearrangement?

1) A
2) B
3) C
4) D
5) E

Directions (61 – 70): In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage, against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

The assessment of humanity’s …(61) … in the next 100 years, which has taken 21 months to complete, argues strongly that to achieve long and healthy lives for all 9 billion people …(62) … to be living in 2050, the twin issues of population and …(63) … must be pushed to the top of political and economic agenda. Both issues have been largely …(64) …by politicians and played down by environment and development for 20 years. “The number of people living on the planet has never been higher, their levels of consumption are …(65) …and vast changes are taking place in the environment. We …(66) … choose to rebalance the use of resources …(67) … a more egalitarian pattern of consumption… or we can choose to do nothing and to …(68) … into a downward spiral of economic and environmental ills …(69) …to a more unequal and in hospitable future.

At today’s rate of population increase developing countries will have to build the equivalent of a city of a million people every five days from now to 2050, says the report. “Global population growth is …(70) …for the next few decades. By 2050, it is projected that today’s population of 7 billion will have grown by 2.3 billion, the equivalent of new China and an India”.

61. 1) prospective 2) perception 3) prospects 4) aims 5) prospecting

62. 1) expect 2) expecting 3) expectation 4) expected 5) aspirations

63. 1) consumption 2) resumption 3) revamp 4) reconstruction 5) expenditure

64. 1) ignoring 2) ignored 3) cared 4) attended 5) attention

65. 1) unprecedented 2) limited 3) useful 4) surprised 5) amazed

66. 1) would have 2) should be 3) can 4) are 5) have

67. 1) to 2) by 3) for 4) with 5) walk

68. 1) drifted 2) drift 3) flew 4) flowing 5) walk
69. 1) led 2) held 3) leading 4) going 5) doing
70. 1) evitable 2) inevitable 3) inevitably 4) viable 5) dispensable

Directions (71 – 80): Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

During the last few years, a lot of hype has been heaped on the BRICS (Brazil, Russia, India, China and South Africa). With their large populations and rapidgrowth, these countries, so the argument goes, will soon become some of the largest economies in the world and, in the case of China, the largest of all by as early as 2020. But the BRICS, as well as many other emerging-market economies-have recently experienced a sharp economic slowdown. So, is the honeymoon over?

Brazil’s GDP grew by only 1% last year, and may not grow by more than 2% this year, with its potential growth barely above 3%. Russia’s economy may grow by barely 2% this year, with potential growth also at around 3%, despite oil prices being around $ 100 a barrel. India had a couple of years of strong growth recently (11.2% in 2010 and 7.7% in 2011) but slowed to 4% in 2013. China’s economy grew by 10% a year for the last year and risks a hard landing. And South Africa grew by only 2.5% also year and may not grow faster than 2% this year.

Many other previously fast growing emerging market economies for example. Turkey, Argentina, Poland, Hungary and many in Central and Eastern Europe – are experiencing a similar slow down. So, what is ailing the BRICS and other emerging markets?

First, most emerging-market economies were overheating in 2010-11, with growth above potential and inflation rising and exceeding targets. Many of them thus tightened monetary policy in 2011, with consequences for growth in 2012 that have carried over into this year.

Second, the idea that emerging-market economies could fully decouple from economic weakness in advanced economies was farfetched: recession in the eurozone, near-recession in the United Kingdom and Japan in 2011-2012, and show economic growth in the United States were always likely to affect emerging-market performance negatively -via trade, financial links, and investor confidence. For example, the ongoing eurozone downturn has hurt Turkey and emerging-market economies in Central and Eastern Europe, owing to trade links.

Third, most BRICS and a few other emerging markets have moved toward a variant of state capitalism. This implies a slowdown in reforms that increase the private sectors productivity and economic share, together with a greater economic role for state-owned enterprises (and for state-owned banks in the allocation of credit and savings), as well as resource nationalism, trade protectionism, import substitution industrialisation polices, and imposition of capital controls.

This approach may have worked at earlier stages of development and when the global financial crisis caused private spending to fall; but it is now distorting economic activity and depressing potential growth. Indeed, China’s slowdown reflects an economic model that is, as former Premier Wen Jiabao put it, “unstable, unbalanced, uncoordinated, and unsustainable”, and that now is adversely affecting growth in emerging Asia and in commodity-exporting emerging markets from Asia to Latin America and Africa. The risk that China will experience a hard landing in the next two years may further hurt many emerging economies.

Fourth, the commodity super-cycle that helped Brazil, Russia, South Africa and many other commodity-exporting emerging markets may be over. Indeed, a boom would be difficult to sustain, given China’s slowdown, higher investment in energy-saving technologies, less emphasis on capital and resource-oriented growth models around the world, and the delayed increase in supply that high prices induced. The fifth, and most recent, factor is the US Federal Reserve’s signals that it might end its policy of quantitative easing earlier than expected, and its hints of an eventual exit from zero interest rates, both of which have caused turbulence in emerging economies’ financial markets. Even before the Fed’s signals, emerging-market equities and commodities had underperformed this year, owing to China’s slowdown. Since then, emerging-market currencies and fixed-income securities (government and corporate bonds) have taken a hit. The era of cheap or zero-interest money that led to a wall of liquidity chasing high yields and assets – equities, bonds, currencies, and commodities – in emerging markets is drawing to a close.

Finally, while many emerging market economies tend to run current-account surpluses, a growing number of them – including Turkey, South Africa, Brazil and India are running deficits. And these deficits are now being financed in risker ways: more debt than equity: more short-term debt that long-term debt; more foreign-currency debt than local-currency debt; and more financing from fickle cross-border interbank flows.

These countries share other weaknesses as well: excessive fiscal deficits, above-target inflation, and stability risk (reflected not only in the recent political turmoil in Brazil and Turkey, but also in South Africa’s labour strife and India’s political and electrocal uncertainties). The need to finance the external deficit and to avoid excessive depreciation (and even higher inflation) calls for raising policy rates or keeping them on hold at high levels. But monetary tightening would weaken already-slow growth. Thus, emerging economies with large twin deficits and other macroeconomic fragilities may experience further downward pressure on their financial markets and growth rates.

These factors explain why growth in most BRICS and many other emerging markets has slowed sharply. Some factors are cyclical, but others -state capitalism, the risk of a hard landing in China, the end of the commodity super-cycle are more structural. Thus, many emerging markets’ growth rates in the next decade may be lower than in the last – as may the outsize returns that investors realised from these economies’ financial assets (currencies, equities, bonds and commodities). Of course, some of the better managed emerging-market economies will
continue to experience rapid growth and asset outperformance. But many of the BRICS, along with some other emerging economies, may hit a thick wall, with growth and financial markets taking a serious beating.

71. Which of the following statement(s) is/are true as per the given information in the passage?

A) Brazil’s GDP grew by only 1% last year, and is expected to grow by approximately 2% this year.
B) China’s economy grew by 10% a year for the last three decades but slowed to 7.8% last year.
C) BRICS is a group of nations – Brazil, Russia, India, China and South Africa.

1) Only A
2) Both A and B
3) Both B and C
4) Both A and C
5) All A, B and C

72. Which of the following statements is not true in the context of the given information in the passage?

1) Russia’s economy may grow barely 2% this year, with potential growth also at around 4%.
2) The ongoing eurozone downturn has hurt Turkey and emerging market economies in Central and Eastern Europe, owing to trade links.
3) Most emerging-market economies were overheating in 2010-11, with growth above potential and inflation rising and exceeding targets.
4) Most BRICS and a few other emerging markets have moved toward a variant of state capitalism.
5) None of these

73. What should be the most appropriate title of the passage in your opinion?

1) Flourishing BRICS and Ailing Emerging Markets
2) Ailing BRICS and other Emerging Markets
3) Slowdown of Global Economy
4) China and World Economy
5) None of these

74. Which of the following is not a factor responsible for economic slowdown in BRICS and others emerging-market economies as cited by the writer of the passage?

1) Slow economic growth in the United States, recession in the eurozone, near recession in the United Kingdom and Japan in 2011-2012.
2) The commodity super cycle that helped Brazil, Russia, South Africa etc. may be over.
3) The US Federal Reserve’s signal that it might and its policy of quantitative easing earlier than expected.
4) A growing number of emerging-market economies are running deficits are being financed in risker ways.
5) Stable,balanced, co-ordinated and sustainable growth.

75. The need to finance the external deficit and to avoid excessive depreciation in emerging markets calls for

1) raising policy rates
2) keeping policy rates on hold at high levels
3) Either (1) or (2)
4) Tightening monetary policy
5) None of them

Directions (76 – 78): Choose the word/ group of words which is most similar in meaning to the world group of words printed in bold as used in the passage.

76. Far-fetched

1) believable
2) unbelievable
3) besieged
4) behighted
5) distant

77. Take a serious beating

1) to be difficult to do
2) to be easy to do
3) a very heavy defeat
4) to be better
5) to take lead

78. Turbulence

1) sudden changes
2) turf war
3) tumulus
4) confusion
5) turmoil

Directions (79 – 80): Choose the word/ group of words which is most opposite in meaning to the word/ group of words printed in bold as used in the passage.

79. Fickle

1) unstable
2) stable
3) often changing
4) meagre
5) voluminous

80. Depressing

1) very sad
2) unenthusiastic
3) enthusiastic
4) discouraging
5) hollow

(Paper) SBI Clerk Exam Paper - 2011

:: ENGLISH LANGUAGE ::

Directions (41 - 50): Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you locate them while answering some of the questions.

Once upon a time in a village, there lived six blind men. In spite of their blindness, they had managed to educate themselves. Seeking to expand their knowledge, they decided to visit a zoo and try out their skills in recognising animals by their touch. The first animal they came across, as soon as they entered the zoo, was an elephant.

As the first man approached the elephant, the elephant waved its trunk, and the man felt something brush past him. Managing to hold on to it, he felt it, and found something long and moving. He jumped back in alarm, shouting "mover away! This is a snaker!". Meanwhile,the second man had moved closer, and walked right near its legs. As the man touched the thick, cylindrical - shaped legs, he called out "Do not worry. These are just four trees here. There is certainly no snaker!" The third man was curious hearing the other two, and moved forward. As he walked towards the elephant, he felt his hand touch one of the tusks. Feeling the smooth, sharp ivory tusk, the man cried out "Be careful! There is a sharp spear here". The fourth man cautiously walked up behind the elephant, and felt its swinging tail. "It's just a rope! There is nothing to be afraid of!" he said. "This is nothing but a huge fan!" The sixth man did not want to be left out. As he walked towards the elephant, he bumped into its massive body, and he exclaimed, "Hey! This is just a huge mud wall! There is no animal at all!" All six of them were convinced that they were right, and began arguing amongst themselves.

Wondering what the commotion was all about, the zoo keeper arrived at the scene, and was surprised to see six blind men surrounding an elephant, each of them shouting at the top of their voice! "Quiet" he shouted out, and when they had calmed down, he asked. "Why are all of you shouting and arguing in this manner? "They replied, "Sir, as your can see, we are all blind. We came here to expand our knowledge. We sensed an animal here, and tried to get an idea of its appearance by feeling it. However, we are not able to arrive at a consensus over its appearance, and hence are arguing. Can you please help us and tell us which of us is right"?

The zoo keeper laughed before answering, "My dear men, each of you has touched just one portion of the animal. The animal you see is neither a snake, nor any of the other things you have mentioned. The animal in front of you is an elephant!" As the six men bowed their head, ashamed of the scene they had created, the zoo keeper said, "My dear men, this is a huge animal, and luckily, it is tame. It stood by clamly as each of you touched it. You are extremely lucky that it stayed calm even during your argument, for if it had got angry, it would have trampled all of you to death!" He continued further, "It is not enough to gather knowledge, but it is also important to learn to share and pool your knowledge. Instead of fighting among yourselves, if you had tried to put all your observations together, you might have had an idea of the animal as a whole! Also, when you cannot see the entire truth, it is better to go to someone who does know the complete truth, rather than guess about small parts of it.

Such half-knowledge is not only useless, but also dangerous. If you had come directly to me, I would have helped you identify all the animals without putting you in danger!" The six men apologized to the zoo keeper, and assured him that they had learn their lesson. From now on, they would seek true knowledge from qualified people, and would also try to work together as a team so that they could learn more.

41. Which part of the elephant resembled a big fan?

1) The wide ears
2) The mouth
3) The long slender trunk
4) The big wrinkled body
5) The end of the tail

42. Why did the six blind men visit the zoo?

1) They wanted to touch an elephant
2) They had heard a lot about animals
3) They wanted to visit the animals in the zoo
4) They wished to recognise animals by their touch and feel
5) They had never been to a zoo before

43. What was the first thing the blind men came across as they entered the zoo?

1) A large mud wall
2) The zoo keeper
3) The trees
4) The elephant
5) A snake

44. Why is it that each of the six blind men had different impressions of the elephant?

A) Each of them touched only a portion of the elephant
B) Each of the six blind men approached different animals
C) The blind men were touching the surroundings instead of the elephant
D) They had never touched an elephant before

1) Only A
2) Only A and C
3) Only C
4) Only B and D
5) Only B

45. Why were the six men arguing and shouting amongst themselves?

1) Each of them wanted his voice to be heard over and above the others
2) Each of them thought he was right about the animal
3) There was alot of noise in the zoo and they couldn't hear each other
4) They were having an interesting debate
5) None of these

46. What advice did the zoo keeper give to the six blind men?

1) That the elephant was tame and obedient
2) That they were very lucky to have had the opportunity to visit the zoo
3) That it was important to share knowledge and work together as a team
4) That they were not qualified to be knowledgeable individuals
5) That the elephant is mad up of different parts

47. Which statement best describes the zoo keeper's behaviour towards the six blind men?

1) The zoo keeper insulted the six men
2) The zoo keeper presented himself to be as ignorant as they were
3) The zoo keeper helped them and assisted them further
4) The zoo keeper was indifferent towards the six blind men
5) The zoo keeper prohibited the six blind men from entering the zoo

Directions (48 - 50): Choose the word which is most nearly the same in meaning as the word printed in bold as used in the passage

48. Convinced

1) Certain
2) Doubtful
3) Pressured
4) Committed
5) Daring

49. Pool

1) Expand
2) Gather
3) Devote
4) Apply
5) Combine

50. Consensus

1) Harmony
2) Agreement
3) Information
4) Order
5) Inference

Directions (51 - 55): In each of the following sentences, an idiomatic expression or a proverb is highlighted. Select the alternative which best describes its use in the sentence.

51. In all likelihood the missing boy has run away to the forest

1) with good intentions
2) there's no chance
3) without doubt
4) In most probability
5) None of these

52. The parents were completely in the dark concerning their daughter's plans.

1) ignorant about
2) ashamed of
3) pretending to be unaware
4) unhappy about
5) None of these

53. I am in touch with the police, and they will be here in ten minutes.

1) in communication with
2) in close proximity with
3) in good terms with
4) familiar with
5) None of these

54. I stumbled upon some interesting old letters in my Grandfather's desk.

1) Deliberately went through
2) Surveyed
3) Tripped over
4) Discovered by chance
5) None of these

55. The secretary made an entry of the arrangement

1) initiated discussion
2) made a record
3) about notice
4) showed approval
5) None of these

Directions (56 - 60): Read each sentence to find out whether there is any grammatical error in it. The error, if any will be in one part of the sentence. The number of that part is the answer. If there is no error, the answer is (5) i.e. 'No Error'. (Ignore the errors of punctuation, if any).

56. In times of crisis, (1)/the Bhagavad Gita gives light (2)/and guide to the mind tortured by doubt (3)/and torn by conflict of duties. (4)/ No Error (5).

57. It was not easy for late Raja Ram Mohan Roy (1)/ to root out the custom of sati (2)/ because a majority of (3)/ the educated class does not support him. (4)/ No error (5).

58. Deplete of the Ozone layer (1)/ and the greenhouse effect (2)/ are two long-term effects (3)/ of air pollution. (4)/ No Error (5).

59. Most of the people which (1)/ have been victims (2)/ of extreme violence (3)/ are too frightened to report it to the police. (4)/ No Error (5).

60. The doctor helps (1)/ to reducing human suffering (2)/ by curing diseases (3)/ and improving health (4) No error (5).

Directions (61 - 65): Each sentence below has a blank, each blank indicates that something has been omitted. Choose the word/group of words that best fit/s the meaning of the sentence as a whole.

61. When I was training for the marathon, I .......... run over 100 kilometres a week.

1) have to
2) would
3) will
4) destined
5) used to

62. My colleague is one of the kindest people ..........

1) that I knows
2) I know
3) who I know
4) which know
5) I had know

63. The lawyer's .......... let to the resolution of the problem.

1) behaviour
2) fees
3) advice
4) impact
5) approval

64. The government claims that .......... in the telecommunications industry will mean lower prices for customers.

1) budget
2) finance
3) installments
4) decrease
5) competition.

65. Sarah was walking along the street .......... she tripped over.

1) when
2) as
3) while
4) then
5) however

Directions (66 - 70): In each question below, four words printed in bold type are given. These are numbered (1), (2), (3) and (4). One of these words printed in bold may either be wrongly spelt or inappropriate in the context of the sentence. Find out the word that sentence. Find out the word that is inappropriate or word that is your answer. If all the words printed in bold are correctly spelt and appropriate in the context of the sentence then mark (5) i.e. 'All Correct' as your answer.

66. All the competitors (1)/ completed (2)/ the race (3)/ with just one exeption (4)/ All Correct (5).

67. Poor posture (1)/ can lead (2)/ to muscular (3)/ problems in later life (4)/. All Correct (5).

68. The pump (1)/ shut off (2)/ as a result (3)/ of a mecanical failure (4)/. All correct (5).

69. The Principal (1)/ gave a very pompous (2)/ speach (3)/ about the Portals of learning (4)/. All Correct (5).

70. Copeing (1)/with her mother's long illness (2)/ was a heavy load (3)/ to bear (4)/. All correct (5).

Directions (71 - 75): Rearrange the following six sentences/ group of senterices A, B, C, d, E an F in the proper sequence to form a meaningful paragraph; then answer the questions given below.

A) To his surprise, a little honeybee came before his throne and said, "Of all the gifts you could give me, only one will do. I'd like the power to inflict great pain whenever I choose to".
B) I hereby give you a sharp sting. But, I am sure you will use this weapon carefully only in times of anger and strife.
C) "What an awful wish!" said great Zeus. "But I will grant It".
D) And to this day, the little honeybee dies after it stings.
E) One day, Zeus, the King of mount Olympus, was giving out gifts to beasts, birds and insects.
F) "You will get to use it only once, for using it will cost you your life".

71. Which of the following should be the FOURTH sentence after the rearrangement?

1) D
2) F
3) B
4) E
5) C

72. Which of the following should be the SECOND sentence after the rearrangement?

1) A
2) D
3) F
4) B
5) E

73. Which of the following should be the FIRST sentence after the rearrangement?

1) E
2) B
3) D
4) C
5) F

74. Which of the following should be the SIXTH (LAST) sentence after the rearrangement?

1) A
2) D
3) F
4) E
5) F

75. Which of the following should be the FIFTH sentence after the rearrangement.

1) E
2) D
3) B
4) C
5) F

Directions (76 - 80): In the following passages, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

Day dreaming is often overlooked as a proper dream and ...(76)... instead as wandering thoughts. However, the meanings to you highly dream symbols are also ...(77)... to your day dreams. The content in you day dreams are helpful in understanding your true feelings and will help you in ...(78)... your goals. Day dreaming is the spontaneous imagining or recalling of various images or experiences in the past or the future. When you daydream, you are accessing your right brain, which is the creative and feminine side of your personality. Worrying about something creates visual images in your brain of the worst outcome that you are imagining and is a form of daydreaming. By repeating these negative images in your mind, you are more likely to make them happen. so the next, time you start worrying, try to think of a positive outcome. Positive daydreaming is very healthy and acts as a temporary ...(79)... from the demands of reality. It is also a good way to ...(80)... built up frustrations without physically acting them out.

76.

1) composed
2) determined
3) thought
4) felt
5) regareded

77.

1) duplicated
2) present
3) established
4) applicable
5) depictive

78.

1) thinking
2) holding
3) achieving
4) realise
5) capturing

79.

1) solitude
2) healing
3) gateway
4) passage
5) escape

80.

1) adjust
2) confirm
3) capture
4) relase
5) demonstrate

(Paper) SBI Clerk Exam Paper - 2008

:: ENGLISH LANGUAGE ::

Directions (41 - 55): Read the following passage carefully and answer the questions given below it. Certain works/expressions are given in bold in the passage to help you locate them while answering some of the questions.

Radically changing monsoon patterns, reduction in the winter rice harvest and a quantum increase in respiratory diseases all part of the environmental doomsday scenario which is reportedly playing out in South Asia. According to a United Nations Environment Programme report, a deadly three km deep blatant of pollution comprising a fearsome cocktail of ash, acids, aerosols and other particles has enveloped this region. For India, already struggling to cope with a drought, the implications of this are devasting and further crop failure will amount to a life and death question for many Indians. The increase in premature deaths will have adverse social and economic consequence and a rise in morbidities will place an unbearable burden on our crumbling health system. And there is no one to blame but ourselves. Both official and corporate India has always been allergic to any mention of clean technology. most mechanical two wheelers roll off the assembly line without proper pollution control systems. Little effort is made R & D on simple technologies, which could make a vital difference to people's lives and the environment.

However, while there is no denying that South Asia must clean up its act, sceptics might questions the timing of the haze report. The johannesburg meet on rio +10 is just two weeks away and the staze is set for the usual battle between the developing world and the West, particularly the U.S. President Mr. Bush has admantly refused to sign any protocol, which would mean a change in American consumption. U.N. environment report will likely find a place in the U.S. arsenal as it points an accruing finger countries like India and China. yet the U.S. can hardly deny is own dubious role in the matter of erasing trading quotas. Richer countries can simply buy up excess credits from poorer countries and continue to pollute. Rather than try to get the better of developing countries, who undoubtedly have taken up environmental shortcuts in their bid to catch up with the West, the U.S. should take a look at the environment profligacy, which is going on within. From opening up virgin territories for oil exploration to relaxing the standards for drinking water. Mr. Bush's policies are not exactly beneficial- not even to Americans we realise that we are all in this together and that pollution anywhere should be a global concern only be more tunnels at the end of the tunnel.

41. Both official and corporate India is allergic to

1) failure of monsoon
2) poverty and inequality
3) slowdown in industrial product
4) mention of clean technology
5) crop failure

42. Which, according to the passage, is a life and death question to many Indians?

1) Increase in respiratory diseases
2) Use of clean technology
3) Thick blanket of pollution over the region
4) Failure in crops
5) Dwindling agricultural yield

43. If the rate of premature deaths increases it will-

1) exert added burden on our crumbling economy
2) have adverse social and economic consequences
3) make positive effect on our efforts to control population
4) have less aspirants in the society
5) have healthy effect on our economy

44. Choose the word which is SIMILAR in meaning to the work 'profligacy' as used in the passage.

1) wastefulness
2) conservation
3) upliftment
4) criticalness
5) denouncement

45. According to the passage, India cannot tolerate any further-

1) crop failure
2) deterioration of health care system
3) increase in respiratory diseases
4) proliferation of nuclear devises
5) social and economic consequences

46. According to the passage, two wheeler industry is not adequately concerned about...

1) passenger safety on the roads
2) life cover insurance of the vehicle owners
3) pollution control systems in the vehicles
4) rising cost of the two wheelers
5) rising cost of the petrol in the country

47. What could be the reason behind timing of the haze report just before the Johannesburg meet, as indicated in the passage?

1) United Nations is working hand-inglobe with the U.S.
2) Organizers of the forthcoming meet to teach a lesson to the U.S.
3) Drawing attentions of the world towards devastating effects of environmental degradation.
4) U.S. wants to use it as a handle against the developing countries in the forthcoming meet
5) The meet is a part of political agenda of the U.N.

48. Choose the word which is SIMILAR in meaning to the word 'allergic' as used in the passage.

1) liking
2) passionate
3) possessive
4) crumbling
5) repugnant

49. Which of the following is the indication of environmental degradation in South Asia?

1) Social and economic inequality
2) Crumbling health care system
3) Inadequate pollution control system
4) Over emphasis on technology
5) Radically changing monsoon pattern

50. What must we realise, according to the passage?

1) No country should show superiority over other countries
2) U.N. is putting in hard efforts in the direction of pollution control
3) All countries must join hands in fighting pollution
4) Nobody should travel through tunnel to avoid health hazards
5) We all must strive hard to increase agricultural production

51. which of the following finds place in the United Nations Environment Programme Report

1) Changing monsoon patterns
2) Substantial increase in respiratory diseases
3) A serious cover of pollution over the region
4) Reduction in winter rice harvest
5) None of these

52. Which of the following statements is NOT TRUE in the context of the passage?

1) U.N. environment report blames countries like India and China
2) Developing countries have taken environmental shortcuts in their bid to catch up with west
3) U.S. is also to be blamed for environmental degradation and pollution
4) Indians cannot afford to have any further crop failure
5) U.S. has tightened safety standards for drinking water

53. According to the passage, Johannesburg meet is going to witness...

1) calm and dispassionate thinking on the issue of pollution control
2) a blaming game between developed and developing countries
3) refusal of U.N. to work as arbitrator
4) U.S. agreeing to look at the issue of lowering its consumption
5) countries agreeing for higher monetary allocation to R & D

54. Choose the word which is MOST OPPOSITE in meaning to the word 'dubious' as used in the passage?

1) unquestionable
2) dissimilar
3) illegal
4) antisocial
5) innovative

55. Choose the word which is MOST OPPOSITE in meaning to the word 'morbidity' as used in the passage.

1) powerfulness
2) healthiness
3) softness
4) acuteness
5) purposeful

Directions (56 - 65): Read each of the following sentences to find out whether there is any error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is no error, the answer is (5), (Ignore errors of punctuation, if any).

56. This facts make it very clear (1)/ that he had a hand in the murder (2)/ though he still (3)/ pleads innocence. (4)/ No error (5)

57. A nationwide survey (1)/ has brought out an (2)/ interesting finding (3)/ regarding infant mortality rate in India. (4)/ No error (5)

58. Gangotri has a special significance (1)/ for the devout (2)/ as it is considered as (3)/ the abode of king Bhagirath who bought the Ganga down to the earth. (4)/ No error (5)

59. The recent study has (1)/ indicated that there (2)/ is perceptible change in (3)/ the attitudes of the people (4)/ No error (5)

60. The disclosure of (1)/ the synopsis of Thakkar Commission Report (2)/ on the assassination of Mrs. Indira Gandhi (3)/ has raised several vital questions. (4) No error (5)

61. He did not go (1)/ to the city on foot, (2)/ he go there (3)/ by train. (4) No error (5)

62. It being a rainy day (1)/ we will decide not to go out (2)/ but to stay at home (3)? and watch a movie. (4)/ No error (5)

63. By all standards (1)/ he is the best soldier (2)/ our military school (3)/ will produce so far. (4)/ No error (5)

64. As I was reach (1)/ early I left in an aeroplane (2)/ instead of (3)/ going by train. (4)/ No error (5)

65. On my request (1)/ Lalit introduced me (2)/ to his friend (3)/ who is singer and a scientist. (4)/ No error (5).

Directions (66 - 70): Which of the following phrases at (1), (2), (3) and (4) given below should replace the phrase given in bold in the following sentence to make the sentence grammatically meaningful and correct, if the sentence is correct as it is and 'No correction' required and (5) as the answer.

66. If the evidence bear out the charge, he may be sentenced to death.

1) bears out
2) bore out
3) was born out
4) has borne out
5) No correction required

67. He has to liaise direct with the politics while writing the report.

1) liaised direct
2) to liaise directly
3) to liaise direct
4) to liaise directed
5) No correction required

68. The rise in unemployment is parallel by an increase in petty crime.

1) was parallel by
2) will be parallel by
3) is paralleled by
4) is paralleled with
5) No correction required

69. He has a chance redeem him after last week's mistake.

1) to redeem him
2) to redeem
3) redeem himself
4) to redeem himself
5) No correction required

70. We shall eat some now and save some for tomorrow.

1) now some and save some
2) now some and some save
3) some and save
4) some now or save some
5) No correction required

Directions (71 - 75): In each question below, four words which are numbered (1), (2), (3) and (4) have been printed of which one may be wrongly spelt. The number of that word is the answer. If all the four words are correctly spelt mark (5) i.e. 'All correct' as the answer.

71.

1) Reverence
2) Heavenly
3) Elsewhere
4) Celebrate
5) All correct

72.

1) Admirable
2) Mingle
3) Instinctively
4) Accomplishment
5) All correct

73.

1) Opportunity
2) Lethargy
3) Procrastination
4) Bereavement
5) All correct

74.

1) Discouraged
2) Proceeding
3) Disastrous
4) Innocent
5) All correct

75.

1) Friendship
2) Soldeir
3) Grandeur
4) Familiar
5) All correct

Directions (76 - 80): In each of the following questions there is a sentence with a pair of blank spaces, followed by five pair of words. Choose the pair that can fill up the blanks in the same order. The number of that pair is your answer.

76. Handicrafts constitute an important ...... of the decentralised sector of India's economy and ...... employment to over six million artisans.

1) factors -aims
2) extension - plans
3) segment -provides
4) supplier - gives
5) period - projects

77. Among a number of hobbies that one can ......, the hobby of reading is the most useful and ......

1) develops - accumulative
2) cultivates - enlightened
3) nourish -cumulative
4) absorbs - durable
5) considers - appreciative

78. The quality of ......between individuals and the organisation for which they work can be ...... to the benefit of both the parties.

1) services -evaluated
2) interaction - improved
3) sophistication - developed
4) work - appreciated
5) life - conceptualised

79. Part of the confusion in our societies ......... from our pursuit of efficiency and economic growth, in the ..... that these are the necessary ingredients of progress.

1) stems -conviction
2) derives - evaluation
3) emerges - consideration
4) obtains - exploration
5) extends - planning

80. The problem of housing shortage ......... with the population explosion has also been ......... by this policy.

1) coped - highlighted
2) dispensed - acknowledged
3) compounded - addressed
4) threatened - manifested
5) projected - discussed

(Paper) SBI Clerk Recruitment Exam Paper Held on 3rd June 2012 (General English)

1-15. Read the following passage carefully and answer the question given below it. Certain words/phrase have been in bold to help you locate them while answering some of the question.

The men of Suvarnanagari were very lazy. The only liked to gossip and tell each other tall tales. As soon as the sun rose, the men would tuck into a hearty breakfast and then gather in groups for their daily session of gossiping. They should spend the rest of the day telling each other impossible stories. They came back home only at lunch and dinner time. The farmlands of Suvarnanagari were very fertile. If the men had spend even a little time at the fields, they would have reaped wonderful crops. But as they did nothing, all the responsibilities ended up on the shoulders of the women. They had to work hard the whole day. The cooked, cleaned, sent the children to school, worked in the fields, took that the men needed to be taught a lesson. One of them suggested that they write to the king about their problem, as he was known to be a just a kind person. So the letter was written and sent to the king. The women went back to their daily routines hoping that the king would soon take some action. Many would the king of such a vast empire be concerned about the plight of the women of such a tiny village?’ they thought. A month passed by and it was a full moon night. The men ate their dinners and because it was so beautiful and well lit outside, they gathered again to chat and boast. That night they Soon a tall and handsome stranger joined them. Seeing his noble features and intelligent eyes, each one wanted to prove himself better than the others and impress him. One said, “I knew the map of this trouble bringing me back home! Everyone was impressed by this story. Soon another man said, “So all the way to the king’s places. He received me with a lot of love and we had the most delicious meal together.” This was even more impressive so everyone applauded. Now a third man said, “Huh ! That is nothing. I sat on an elephant when I was a week old and had lunch with the king in his palace.” Before the admiring numbers could die down, a fourth man said, “When I was a month old, I flew like a bird and landed in the king’s garden. The king picked me up and even let me sit on his throne with him”. While everyone was in awe of these stories, the stranger spoke up, “Do all four of you know the king very well” “Of course we do !” they replied together. “Our king knows and loves us. In fact he is proud “That makes my task so much easier. You see, I work in the king’s court. Some days ago the king had summoned four supermen to the city in order to repair a large hole in the city wall. As you know, we use only the largest and the toughest stones for building these walls, and they could be lifted and put in place only be these supermen. The four supermen asked to be paid in gold bars and the king complied. But the night they received their fee, they disappeared from the place. I have been wandering around ever since looking for them. The king has ordered me to find the four men and bring them back to the capital to finish the work. They will also have to return the gold bars they ran away with. It looks like the search has finally ended. I will take the four of you to the king along with the gold bars. The king will be very pleased with me and will surely reward me, “said the stranger. By the time the stranger finished his story the four men realized that their lies had landed them into a huge trouble. Their faces turned ashen and they divided at the stranger’s feet. “Save us !” they pleaded. “Those were all lies. We are all just a bunch of lazy men. But if you forgive us and forget our stories we promise to do some honest work and stop telling such lies,” they wailed. The stranger smaller and said, “Alright, I will tell the king that there are no supreme in this village, just honest and hardworking men and women.” That night the stranger left the village. The women were sure that it was none other than the king himself.

1. How did the men of Suvarnanagari spend their days?(a) They helped in repairing the kingdom’s walls
(b) They worked in the fields and at the market
(c) They only ate, gossiped and told each other tall tales
(d) They searched for the supermen
(e) They spoke about their experience

2. What did the women of Suvarnanagari decide?(a) That they would complain to the king about the lazy men
(b) That they would write a letter to the village headman
(c) That they would stop working in the fields
(d) That they would stop sending the children to school
(e) That they would start gossiping like the men

3. Why did the women of Suvarnanagari start losing hope?(a) Because there was no improvement in the men’s behavior despite the king’s intervention
(b) Because many days had passed and the king had not acted on their complaint
(c) Because they could not earn much despite working hard all day in the field
(d) Because the king always favoured the men of Suvarnanagari
(e) Because they were losing their importance after the men had started working

4. What did the second man boast about?(a) That he knew the way to the palace even before being born
(b) That he was stronger than all the other supermen in that village
(c) That the flew to the king’s palace a week after he was born
(d) That he rode an elephant after he was born and had lunch with the king
(e) That he rode a horse a day after he was born and had a meal with the king

5. Why were the four supermen summoned by the king as told by the stranger?(a) To make sure that the men of Suvarnanagari were working in the fields
(b) To rob the gold bars from Suvarnanagari
(c) To help the women of Suvarnanagari in their daily chores
(d) To make sure that the children of Suvarnanagari went to school
(e) To fix the hole in the city wall with strong and big stones

6. Why did the four men start waiting?(a) They realized that there were other supermen in the kingdom
(b) They realized that the king was upset about their laziness
(c) They realized that they were being unfair to the women
(d) They realized that their lies had landed them in trouble
(e) They realized that the stranger was the king

7. What did the four men promise to do?(a) They promised that they would stop lying and start working hard
(b) They promised that they would repair the city wall
(c) They promised that they would return the gold bars, the king gave them
(d) They promised that they would help the stranger look for the four supermen
(e) They promised that they would gossip only about true stories

8. Arrange the following incidents in a chronological order as they occurred in the passage.(1) The second man was boasting about his powers
(2) The women of Suvarnanagari were unhappy
(3) The stranger left the village
(4) The stranger said that he would take the four men to the king

(a) 1432
(b) 2413
(c) 1243
(d) 2134
(e) 2143

9. Which of the following is true according to the passage?(a) The women of Suvarnanagari gossiped
(b) The women thought that the stranger was the king himself
(c) The second man said that he could fly when he was a week old
(d) The stranger said that the city wall was destroyed by the four supermen
(e) None is true

10. Which of the following may be an appropriate title to the passage?(a) The fertile farms of Suvarnanagari
(b) The man who could fly
(c) The lazy men of Suvarnanagari
(d) The foolish women of Suvarnanagari
(e) The city walls of Suvarnanagari

11-13. Choose the word/groups of words which is most similar in the meaning to the word/group of words printed in bold as used in the passage.

11. Tuck into(a) Eat
(b) Fit into
(c) Sleep
(d) Wear
(e) Place on

12. Plight(a) Troubles
(b) Lives
(c) Routine
(d) Fights
(e) Arguments

13. Received(a) Obtained
(b) Welcomed
(c) Collected
(d) Found
(e) Got

14-15. Choose the word/group of words which is most opposite in meaning to the word/group of words printed in bold as used in the passage.

14. Die down(a) Stop
(b) Decrease
(c) Kill
(d) Start
(e) Create

15. Compiled(a) Accepted
(b) Agreed
(c) Declined
(d) Decided
(e) Disobeyed

16-20. Each sentence below has two blanks, each blank indicating that something has been omitted. Chosen the set of words for each blank which best fits the meaning of the sentence as a whole.

16. They ________ changed a few criterion in ______ recruitment process.(a) has – our
(b) have – their
(c) can – a
(d) had – an
(e) may – company

17. They had ______ the venue for the party a month _______(a) found – soon
(b) saw – earlier
(c) looked – later
(d) selected – easily
(e) booked – in advance

18 She is one of the _______ interior decorators _______ the city.(a) best – in
(b) most – of
(c) better – for
(d) good – by
(e) more – on

19. Please ______ sure that you attach the photocopies _______ not the original documents(a) be – also
(b) in – but
(c) so – only
(d) as – just
(e) make – and

20. _____ his parents moved to another city, he _____ to stay in this city.(a) Despite - still
(b) Though – continues
(c) Inspire of – wants
(d) No sooner – waits
(e) Later – remains

21-25. Read each sentence to find out whether there is any grammatical error idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is ‘No Error’ the answer is (5). (Ignore errors of punctuation if any).

21. She informed that (1) / she will visiting her (2) / aunt at the (3) / hospital the next day. (4) / No Error (5)

22. Each participant are (1) / expected to be present (2) / at least an hour (3) / before the competition. (4) / No error (5)

23. The king praised (1) / the minister and (2) / rewarded him with (3) / a thousand gold coins. (4) No error (5)

24. She had request (1) / me to looked (2) / her garden while (3) / she was away. (4) / No error

25. The farmer was (1) / in need of money (2) / so he went (3) / at the money-lender. (4) / No error (5)

26-30. Which of the phrases (1), (2), (3) and (4) given below should replace the phrase given in bold in the following sentence to make the sentence grammatically meaningful land correct? If the sentence is correct as it is and ‘No correction is required’, mark (5) as the answer.

26. Barring the few, all the customers are defaulters.(a) Barred a few
(b) Leave a few
(c) Barring a less
(d) Barring a few
(e) No correction required

27. The cooks up a story in order to get out of the situation.(a) cooked in a story
(b) cooked up a story
(c) cooked up a stories
(d) cooked on the story
(e) No correction required

28. She likes to be in all goods books of others.(a) one the good books
(b) in the books
(c) in the goo books
(d) in the good bookings
(e) No correction required

29. The actor has been keeping lower profile for some time now.(a) lowering the profile
(b) profile low
(c) a lowest profile
(d) a low profile
(e) No correction required

30. Thought everyone was tired, Rahul was hell bend on playing another game.(a) bending hell on
(b) hell bent in
(c) hell bent on
(d) hell bent for
(e) No correction required

31-40. In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage, against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

The ‘Fool of the Year’ contest was (31) to all the countries of king Krishnadeva Raya. All of them looked forward to the event as the winner would (32) a handsome prize of 5000 gold coins. The trouble was that Raman (33) won the contest. One year the other courtiers decided that he must be kept out of it and (34) his servant to lock him in his room to prevent him from reaching the palace in time for the event. Consequently, Raman reached the place (35) the contest was over. Just as the (36) of the winner was about to be announced the king noticed Raman. Seeing him come in, the king asked him why he was so late. Raman told him he was in need of a hundred gold coins and had been engaged in trying (37) to the amount.
“If you had participated in the contest you might have won the prize money and your problem would have been solved,” said the king. “You’ve behaved very foolishly, Raman.” Sir that means I am a fool,” said Raman. “You’re the greatest fool I’ve ever seen !” said the king. “In that case all the other here are (38) than me. That means I have won the contest !” said Raman. The king realized that he had (39) a slip but he was too proud to acknowledge it. To the chagrin of the other countries, the king (40) Raman the winner of the ‘Fool of the Year’ contest!

31. (a) closed (b) easy
(c) open
(d) lost
(e) winning

32. (a) find (b) give
(c) see
(d) receive
(e) show

33. (a) never (b) tried
(c) totally
(d) easy
(e) always

34. (a) bribed (b) ask
(c) complained
(d) raised
(e) confessed

35. (a) later (b) soon
(c) after
(d) completely
(e) not

36. (a) face (b) contest
(c) contestant
(d) name
(e) age

37. (a) look (b) collects
(c) finding
(d) counting
(e) raise

38. (a) foolish (b) happier
(c) wiser
(d) sad
(e) taller

39. (a) fallen (b) showed
(c) found
(d) made
(e) created

40. (a) declared (b) announce
(c) said
(d) told
(e) called

(Papers) SBI PO Exam Papers - 2015 (Held on: 27-06-2015)

:: English Language ::

Directions (1-5): Rearrange the following’ six sentences A, 8, C, 0, E, and F in the proper sequence to form a meaningful paragraph, then answer the given questions.

A. When these millennium development goals were first formulated in 1990, 53.5% of all Indian children were malnourished.
B. This would stilt be below ‘the target of reducing malnourishment to 28.6%.
C. India has been moderately successful in reducing poverty.
D. Since then, progress has been slow.
D. Today, it is estimated that malnourishment could’ decline to 40% by the end of 2015.
E. However, eradicating hunger, along with malnourishment still remains a key (challenge, according to the Millennium Development Goals.

1. Which of the following should be the FOURTH sentence after rearrangement?

a. A
b. B
c. C
d. E
e. D

2. Which of the, following should be the THIRD sentence after rearrangement?

(a) A
(b) B
(C) F
(d) D
(e) E

3. Which of the following should be the SECOND sentence after rearrangement?

a. A
b. B
c. C
d. D
e. F

4. Which of the following should be the FIRST sentence after ‘rearrangement?

a. A
b. B
c. C
d. D
e. E

5. Which of the following should be the LAST (SIXTH) sentence after rearrangement?

a. A
b. F
c. D
d. C
e. B

Directions (6-15): Read the following passage carefully and answer the questions given below it. Certain Words/Phrases have been given in bold to help you locate them while answering some of the questions.

From a technical and economic perspective, many assessments have highlighted the presence of cost-effective opportunities to reduce energy use in buildings. However-several bodies-note the significance of multiple barriers that prevent the take-up of energy efficiency measures in buildings, These ‘include lack of awareness and concern, limited access to reliable information from trusted sources, fears about risk, disruption and other ‘transaction costs’, concerns about up-front costs and. inadequate access to suitably priced finance; a lack of confidence in suppliers and technologies and the presence of split incentives between landlords and tenants. The widespread presence of these barriers led experts to predict that without a concerted push from policy, two-thirds of the economically viable potential to improve energy efficiency will remain unexploited by 2035. These barriers are ‘albatross around the neck’ that represent a classic market failure and a basis for governmental intervention.

While these measurements focus on the technical, financial or economic barriers preventing the take-up of eerier efficiency options in buildings, others emphasise the significance of the often deeply embedded social practices that shape energy use in buildings. These analyses focus hot on the preferences and rationalities that might shape individual behaviours but on the ‘entangled’ cultural practices, norms, values and routines that underpin domestic energy use. Focusing on the prartice-related aspects of consumption generates very different conceptual framings and policy prescriptions than those that emerge from more traditional or mainstream perspectives. But the underlying case· for government intervention to help to’ promote retrofit and the diffusion of more energy efficient particles is still apparent, even though the forms of intervention advocated are often’ very different to those that emerge from a moretechnical or economic perspective.

Based on the recognition of the multiple barriers to change and the social, economic and environmental benefits that could be realised if they were overcome, government support for retrofit (renovating existing infrastructure to make it more energy efficient) has been widespread. Retrofit prograrnmes have been supported and adopted in diverse forms in many settings arid their ability to recruit householders and then to impact their energy use has been discussed quite extensively. Frequently, these discussions have criticised the extent to which retrofit schemes rely on incentives and the provision of new technologies to change behaviour whilst ignoring the many other factors that might limit either participation in the schemes or their impact on the behaviours and practices that shape domestic energy use. These factors are obviously central to the success of retrofit schemes, but evaluations of different schemes have found that despite these they still have significant ·impacts. New experts suggest that the best estimate of the gap between the technical potential and the actual in-situ performance of energy efficiency measures is 50%, with 35% coming from performance gaps and 15% coming from ‘comfort taking’ or direct rebound effects. They further suggest that the direct rebound effect of energy efficiency measures related to household heating is likely to be less than 30% while rebound effects for various domestic energy efficiency measures vary from 5 to 15% and arise mostly from indirect rebound effects (i.e. where savings from energy efficiency lead to increased demand for other goods and service). Other analyses also note that the gap between technical potential and actual performance is likely to vary by measure, with the range extending from 0% for measures such as solar water heating to 50% for measures such as improved heating controls. And others note that levels of comfort taking are likely to vary according to the levels of consumption and fuel poverty in the sarnple of homes where insulation is installed, with the range extending from 30% when considering homes across all income groups to around 60% when considering only lower income homes. the scale of these gaps is significant because it materially affects the impacts of retrofit schemes and expectations and perceptions of these impacts go on to influence levels of political, financial and public support for these schemes. The literature on retrofit highlights the presence of multiple barriers to change and the need for government support, if these are to be overcome. Although much has been written on the extent to which different forms of support enable the wider take-up of domestic: energy efficiency ‘measures, behaviours and practices, various areas of contestation remain and there is still an absence of robust ex-post evidence on the extent to which these schemes actually do lead to the social, economic and environmental benefits that are widely claimed.

6. Which of the following is most nearly the opposite in meaning to the word ‘Concerted’ as used in the passage?

(a) Collaborative
(b) Piled
(c) Subtracting
(d) Necessary
(e) Weak

7. Which of the following is most nearly the opposite in meaning to the world Robust as used in the passage?

(a) Manual
(b) Loose
(c) Vogue
(d) Flimsy
(e) Flexible

8. Which of the following is most nearly the same in meaning to the word ‘Unexploited’ as used in the passage?

(a) Untapped
(b) Unanswered
(c) Explored
(d) Developed
(e) Vacant

9. The little for the given passage could be

(a) How to measure the impact of retrofit programmes of energy conservation
(b) Barriers to effective usage of energy
(c) Views of stalwarts on disadvantages of retrofit programmes
(d) Existing practices of conserving energy
(e) How much energy is to be consumed

10. According to the author, to make programmes for conserving energy more successful

(a) only latest technology must be employed
(b) the author’s country must adhere to norms followed in countries have been successful
(c) change must be brought in the attitudes of people with respect of efficient usage of energy

(a) Only A
(b) Only B
(c) Only C
(d) A and B
(e) B and C

11. Which of the following is most nearly the same in meaning to the word ‘Underpin’ as used in the passage?

(a) Undermine
(b) Determine
(c) Criticize
(d) Abandon
(e) Dispose

12. Which of the following is true in context of the passage?

(a) Employing retrofit programmes is relatively new concept and is yet to become popular.
(b) The government so far has been latest supportive of retrofit programmes.
(c) Lack of trust on landlords has been cited as one of the year major barriers to employing energy efficiency schemes.
(d) Retrofit schemes are dependent on incentives to bring about attitudinal change towards energy efficiency schemes.
(e) All the given statements are true.

13. What is the author trying to convey through the phrase ‘albatross around the neck’ as used in the passage?

(a) As light as a bird
(b) Prevent from achieving success
(c) Are worthless
(d) Act as controllers
(e) Always provide adequate guidance

14. The author in the given passage is\

(a) of the view that no amount is efforts can bring about changes in employing energy efficiency schemes in his country
(b) positive that more evidence on retrofit schemes is essential to make people .more aware and sensitive towards them
C. cynical’ about the present state of energy efficiency measures taken in his country

a. Only A
b. Only B
c. Only C
d . A and B
e. B and C

15. As mentioned in this passage and according to the experts, in order to exploit existing potential to better energy efficiency measures

a. availability of sufficient funding is a must
b. availability of reliable information from dependable source must be ensured
c. adequate and trustworthy suppliers of energy must be made available
d. governmental support by implementing adequate policies is essential
e. All those given as options are true.

Directions (16-20): The following questions have two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits the meaning of the sentence as a whole.

16. Owners of private hostels located in residential areas are not only taxes but are also functioning whimsically in the ......... of any regulatory body

a. avoiding; front
b. paying; presence
c. checking; dearth
d. evading; absence
e. destroying; life

17. Contractors across the State have ......... to stop work on the scheme after the Minister failed to give them concrete ......... of timely payment.

a. thought; prove
b. decided; assurance
c. wished; demand
d. started; guarantee
e. determined; promise

18. Every third person visiting a doctor happens to ……. from a clinical or psychological disorder ......... with temblors.

a. ail; regarding
b. sick; related
c. suffer; associated
d. agonise; respect
e. experience; connected

19. makes the actress’ trip to the country different this year is that she is ……. to raise funds for the biopic of a literary icon.

a. It; aiming
b. Which; tryirg
c. This; attempting
d. What; looking
e. How; waiting

20. it out in vehicles while remaining stuck in a traffic snarl for hours, has become a …….. matter for commuters.

a. Sweating; routine
b. Waiting; everyday
c. Thinking: regular
d. Harrowing; habitual
e. Fretting; practice

Directions (21-25): Read these sentences to find out whether there is any grammatical mistake/error in them. The error, if any, will be in one part of the sentence. Mark the part with the error as your answer. If there is no error, mark ‘No error’ as your answer. (Ignore the errors of punctuation, if any)

21. He identified the most important machines required/ for modern life and worked in making a prototype/do it yourself version of each because he believed that if people/could build these themselves, it would improve their way of life.

a. He identified the most important machines required
b. for modern life and worked in making a prototype
c. do it yourself version of each because he believed that if people
d. could build these themselves, it would improve their way of life
e. No error

22. Natural disasters will not turn into a catastrophe/if we invest in building infrastructure that/can withstand the devastating impacts of storms/which have became more severe.

a. Natural disasters will not turn into a catastrophe
b. if we invest in building infrastructure that
c. can withstand the devastating impacts of storms
d. which have became more severe
e. No error

23. Many goods are being manufactured quickly without/ any regard for quality and as consumers we must be/aware, of our rights and the government/should penalise them who indulge in unscrupulous business practices.

a. Many goods are being manufactured quickly without
b. any regard for quality and as consumers we must be
c. aware of our rights and the government
d. should penalise them who indulge in unscrupulous business practices
e. No error

24. The European Central Bank has said that if all/Euro-zone nation continue to carry out/economic reforms as Portugal arid Ireland have/then the Central Bank will guarantee future bailouts.

a. The European Central Bank has said that if all
b. Euro-zone nation continue to carry out
c. economic reforms as Portugal and Ireland have
d. then the Central Bank will guarantee future bailouts
e. No error

25. While farmers are struggling/to cope with severe drought/crop companies are researched/ways to breed crops that thrive in drought.

a. While farmers are struggling
b. to cope with severe drought
c. crop companies are researched
d. ways to breed crops that thrive in drought
e. No error

Directions (26-30): In the given passage there are blanks, each of which has been numbered. Against each five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

One World Trade Centre is viewed as a statement of hope, a marvel of persistence and a miracle of logistics. As, years passed after the tragedy at the site at which it was since constructed and the delays kept mounting.

Americans began to (26)-What’s taking so long? Have we lost the capacity to rebuild? The answer in part was the sheer (27) of the project-10000 workers attempting one of the most difficult construction projects ever in one of the most densely populated cities on Earth. (28) the funds allotted for the project were estimated as $ 1.5 billion when the design was unveiled but the price tag just kept going up.

Other (29) included the weather-in the harsh sun of summer the steel beams could reach temperatures that were ‘not enough to singe skin added to which a hurricane (30) the construction site.

The monument may not be all things to all people’, but its completion signifies that ambition coupled with determination of people in the face of odds is intact and will always win the day.

26.

a. understand
b. anger
c. wonder
d. sense
e. questions

27.

a. complexity
b. delight
c. knowing
d. drop
e. obsession

28.

a. When
b. Despite
c. Instead
d. Exclusive
e. Moreover

29.

a. advantages
b. information
c. challenges
d. attempts
e. crisis

30.

a. formed
b. affected
c. predicted
d. hazard
e. flooded

WONDER NEWS

Sunday, October 23, 2016

বাংলাদেশে বানিিজ্যক উদ্দেশ্য কুমির চাষ শুরু।

Saturday, October 22, 2016

write an e-mail to to the manager of a travel agency canceling the tick that you had bought last week.

Wednesday, October 12, 2016

SBI Clerk Recruitment Exam Paper, State bank of INDIA 2008,20011,2012,2014,2915

(Paper) SBI Clerk Exam Paper - 2014

:: ENGLISH LANGUAGE ::

(Paper) SBI Clerk Exam Paper - 2011

:: ENGLISH LANGUAGE ::

(Paper) SBI Clerk Exam Paper - 2008

:: ENGLISH LANGUAGE ::

(Paper) SBI Clerk Recruitment Exam Paper Held on 3rd June 2012 (General English)

(Papers) SBI PO Exam Papers - 2015 (Held on: 27-06-2015)

:: English Language ::

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